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Household Guest Injuries Compensable Under Homeowner Policies

Published on: March 21, 2023 | By Dietrich Law Firm P.C.

homeowner-ins-blog-scaled Each year, over 10 million victims are treated in emergency departments nationwide for home-related injuries. Fortunately, almost every homeowner carries insurance, and many tenants maintain renter policies. This type of insurance shields residential property owners against personal liability when someone else suffers bodily harm or property damage in an accident caused by the homeowner’s negligence. While homeowner’s insurance is typically regarded as protection against property damage, these policies also provide crucial liability coverage for guests’ injuries.

Are Accidents In Homes Covered By Insurance?

All land owners, including homeowners, are legally obligated to maintain their property reasonably safe for guests. When property owners expose visitors to unnecessary risks by failing to remedy safety concerns or neglecting to warn guests about known dangers, they can be held responsible for any adverse consequences suffered. Victims of household-related injuries are responsible for more than 6 million insurance claims annually. Coverage for bodily injury could compensate an injured person for their medical expenses if their injuries were caused by the owner, other household residents, or even their pets. Additionally, if a guest’s property is damaged, the homeowner’s policy could pay for its repair or replacement.

The Attorney-Client Relationship

Published on: March 7, 2023 | By Dietrich Law Firm P.C.

Attorney-Client-Relationship-Blog-scaled When you hire a personal injury attorney to litigate your accident case, knowing that you have certain rights as a client is crucial. Strict standards of ethical and professional responsibility bind personal injury lawyers. The relationship between an attorney and their client should be based on confidence and trust. At the Dietrich Law Firm P.C., our battle-tested litigators believe in building strong relationships with our clients. We take the attorney-client relationship exceptionally seriously and are dedicated to treating every client with the respect, consideration, and compassion they deserve.

Rights And Privileges That Your Attorney Should Provide

As a client, you should be able to expect the following from your attorney:

What Is A Summons?

Published on: January 17, 2023 | By Dietrich Law Firm P.C.

SUMMONS-scaled After being injured in an accident, knowing what to expect when pursuing your claim brings you peace of mind. Some of our most frequently asked questions are about the summons. At the beginning of a lawsuit, a summons and complaint are two legal documents served to all defendants. The summons informs the defendant of the plaintiff’s commencement of the legal action and demands that they answer the complaint. The complaint is a written document detailing the plaintiff’s reasons for pursuing the lawsuit. It states the plaintiff’s claims against the defendant and the damages they seek compensation for.

Serving A Summons

New York State law forbids any party to the legal action from serving the summons. The person who serves the summons must be at least 18 years old. Process servers are typically used to serve these legal documents. The three methods of delivering a summons are:

Slip And Fall Accidents On Ice

Published on: January 3, 2023 | By Dietrich Law Firm P.C.

Snow-and-Ice-SF-Blog-scaled Cold weather conditions typically hit the Buffalo area in November and linger until late March. During this time, ice often accumulates in parking lots, building entrances, stairs, sidewalks, and other outdoor surfaces. Ice can cause highly slippery conditions, making fall-related accidents common during the brutal Western New York winters.

Icy Hot Spots

Unfortunately, it is often challenging to detect ice-related threats. For example, a homeowner might shovel a sidewalk full of snow only to uncover a patch of black ice. Since black ice is transparent, it remains disguised by the surface below it. Victims may encounter these hazardous icy conditions outside offices, malls, grocery stores, hospitals, apartment buildings, and private homes. Temperatures usually warm up during the day and melt the snow, and freezing nights cause melted snow to freeze and turn into ice. Ice tends to form very quickly, especially in shaded areas of buildings, parking garages, gutters, and trees, where rain and melting snow do not evaporate.

How To Avoid The 5 Most Common Types Of Accidents

Published on: November 15, 2022 | By Dietrich Law Firm P.C.

The-5-Most-Common-Accidents-scaled Although the last thing anyone wants is to be the victim of an accident, mishaps are part of life. To better safeguard you and your loved ones, it is imperative to be aware of the most prevalent types of accidents. Below, the Dietrich Law Firm P.C.’s team of personal injury lawyers has listed the most frequently occurring accidents along with crucial tips to avoid them:

Car Crashes: According to the National Highway Traffic Safety Administration (NHTSA), an estimated 42,915 victims suffered fatal collisions last year. The most significant annual percentage increase in reporting history. Most car accidents are caused by distracted driving, drunk driving, speeding, and weather conditions. You can avoid severe collisions by always driving prudently and defensively, staying focused on the road, adapting to changing driving conditions, and never getting behind the wheel while under the influence.
Slip and Fall Accidents: In a recent year alone, fall-related accidents accounted for more than eight million emergency room visits. Most fall injuries occur at ground level and commonly result in broken bones, such as hip or wrist fractures. You can avoid most falls by taking your time, wearing appropriate footwear, and staying attentive. Slips are more likely to take place when you rush, ignore where you are stepping, or wear the wrong type of shoes.

What Does The Statute Of Limitations Mean?

Published on: October 25, 2022 | By Dietrich Law Firm P.C.

Statute-of-Limitations-scaled Suppose that you, or a family member, have been injured in an accident caused by another person’s negligence or recklessness. You may be able to file a personal injury lawsuit. Pursuing a case against the responsible party could be your only means to recover compensation. However, you only have a limited time to file your claim. The deadline is known as the statute of limitations (SOL). The statute of limitations, like a countdown, can significantly impact when or even if you can pursue your case. Regardless of the strength of your claim, when the statute of limitations runs out, your case will be considered time-barred. Meaning the defendant can assert that the statute of limitations has run out and ask the court to dismiss the lawsuit on that basis alone.

The Purpose Of The Statute Of Limitations

The statute of limitations are laws that establish a maximum duration from the date of the incident that a victim must commence legal proceedings. These laws are based on the principle of fairness and apply to criminal and civil cases. Over time, evidence is improperly preserved, memories tend to fade, and witnesses start to disappear. People move on with their lives and do not expect to be sued for accidents long ago. Some crimes, such as murder in the 1st degree and treason, are so horrendous that they cannot be time-barred.

Slipped Disc Injury

Published on: October 11, 2022 | By Dietrich Law Firm P.C.

Slipped-Disc-Blog-scaled The human spine comprises 33 vertebrae, each separated by a spongy member referred to as a disc. Each spinal disc contains a jellylike nucleus encased in a rubbery exterior called an annulus. These discs act as shock absorbers and cushions for the spine. Back injuries are often excruciating and can make it difficult for victims to move. One of the most common back injuries is a slipped disc, also called a bulging or herniated disc. As many as 2 percent of adults throughout the United States suffer from slipped discs each year. This type of injury occurs when a portion of the nucleus pushes out through a tear in the exterior. While any spine segment can suffer a slipped disc, most occur in the lower back. When left untreated, herniated discs can potentially cause permanent and life-altering complications.

Common Causes Of Slipped Disc Injuries

Our discs gradually become more rigid and susceptible to ripping open and rupturing as we age. Consequently, many victims suffer herniated discs from excessive spinal rotation or improper lifting of heavy objects. During an accident, a victim’s body can also be subjected to violent forces that cause the delicate spinal discs to be badly damaged, strained, or thrown out of place. Spinal injuries also commonly result from devastating accidents. Personal injury accidents that frequently cause slipped discs include:

Concussion Injury

Published on: September 20, 2022 | By Dietrich Law Firm P.C.

Concussion-Blog-2
A mild form of traumatic brain injury (TBI) that affects the regular functioning of your brain is called a concussion. Although doctors may describe concussions as “mild” because they are not typically life-threatening, victims can still suffer severe effects from this brain injury. Adverse impacts are generally temporary but often include problems concentrating, trouble remembering, and difficulties with balance or coordination. Concussions can also create acute chemical changes in the brain and sometimes elongate or damage vital brain cells. While anyone can suffer a concussion, data suggests that young children and the elderly have the highest risk.

The Most Common Causes Of Concussions

Concussions are often caused by a jolt, blow, or knock to the head or strike to the body that causes the victim’s brain to slam rapidly back and forth against the inner walls of the skull. Violent shaking of the head or upper body can also lead to a concussion. Any abrupt movement can cause a victim’s brain to twist or bounce around inside their head. Falls are by far the most prevalent cause of concussions. The unexpected acceleration or deceleration of the head resulting from personal injury accidents, such as car crashes, are likely to cause this type of head injury too. Concussions are widespread in contact sports, such as football, hockey, or soccer. According to estimates from the Centers for Disease Control and Prevention (CDC), up to 3.8 million sports and recreation-related concussions happen throughout the United States each year.

What Is Comparative Negligence?

Published on: September 13, 2022 | By Dietrich Law Firm P.C.

Comparative-Negligence-Blog-scaled Liability in personal injury cases is often unclear and ambiguous. This is because a defendant may not be entirely responsible for the accident. It is not uncommon for plaintiffs to be partially at-fault too. Fortunately, victims may still be eligible to recover compensation for their damages even if they were partly to blame. When applying the legal doctrine of comparative negligence, also known as comparative fault, a plaintiff that contributed to their accident would still be awarded compensation for their damages. However, the total amount would be reduced based on their share of fault. Whether you have been hurt in a car crash, construction accident, slip and fall, or any other mishap, comparative negligence can significantly impact the compensation you obtain.

Common Comparative Fault Claims

When a defendant can successfully demonstrate that the plaintiff shared some responsibility for an accident, they will not have to pay the full jury award. Consequently, comparative negligence is one of the most prevalent affirmative defenses raised in personal injury litigation. Some situations where plaintiffs might be considered comparatively negligent include:

Will I Have To Go To Court?

Published on: August 30, 2022 | By Dietrich Law Firm P.C.

Young-Woman-Testifies-In-Court-scaled Suppose you or a loved one have suffered devastating injuries in an accident caused by someone else’s negligence. In that case, you must understand all of the legal options available to recover damages. Although accident victims have the right to take their injury claims to court under New York law, most lawsuits get settled without going to trial. Contrary to what most people think, only about 3 percent of all cases go to court.

When hospital bills and other expenses are piling up, and a victim is not getting paid because they cannot work, it can be highly tempting to take the insurance company’s first settlement offer. However, insurance adjusters often try to exploit victims by offering lowball settlements. Before accepting any offer, discussing your case with a knowledgeable personal injury lawyer is imperative to ensure that you maximize your compensation.

Negotiations And Settlement Offers