Buffalo Personal Injury Lawyer NewsWhat Is A Bad Faith Insurance Claim?
Some insurance companies are all about their bottom lines and will do everything possible to avoid paying legitimate claims. A bad faith insurance claim refers to an insurer trying to default on an obligation to a client. When policyholders file claims and insurance companies give them the rightfully deserved payment, that money is deducted from the insurer’s potential profits. Some insurance companies resort to various tricks and tactics to make claimants’ lives difficult to avoid lower profit margins.
Common Examples Of Bad Faith
There are numerous ways in which insurance companies can act in bad faith. You may be eligible to pursue a bad faith insurance claim if:
Accidents are an unfortunate part of life. Since very few people ever plan on getting injured in an accident, most victims are not adequately prepared for the repercussions. Even relatively minor accidents can result in severe injuries, future health complications, emotional strain, and financial hardships. Pursuing a personal injury claim may be the only way to make yourself whole again. However, pursuing your case alone could be an extremely complicated and intimidating task.
In any given year, tens of millions of accidents, such as car crashes and slip and falls, occur throughout the country. Many accident victims are accompanied by devastating consequences, ranging from severe bodily harm and psychological trauma to costly property damage and medical expenses. Those who have suffered injuries caused by another’s carelessness often find themselves under demanding physical, emotional, and financial circumstances. Fortunately, victims can seek representation from legal professionals called personal injury attorneys. This type of lawyer specializes in pursuing civil litigation for damages resulting from negligence and recklessness. While personal injury claims often vary significantly from case to case and victim to victim, retaining an attorney will provide you with the best chance of maximizing your compensation.
According to the National Highway Traffic Safety Administration (NHTSA), roughly 6 million car crashes happen throughout the United States every year. Car accident victims often wonder whether or not physical therapy is necessary. Depending on the nature of your injuries, doctors may recommend some rehabilitation. People usually do not realize the gravity of their accident-related injuries until after resuming their everyday daily routines. Physical therapy has helped countless accident victims bounce back from their injuries much faster than those who have chosen to stay in bed. 
Whether an X-Ray displays a barely recognizable hairline crack or the bone has been split into several pieces, it is considered a fracture. Despite what most people believe, a fractured bone is the same as a broken bone and vice versa. However, doctors are more likely to use the term “fracture” because it sounds more professional. During any devastating accident, such as a car crash, your body may be placed under extreme trauma, which can lead to severe injuries. Suffering any fractured bone following an accident can be extremely painful and debilitating. 
Unfortunately, even after an accident victim’s initial pain subsides, they could be left with permanent scarring and other disfigurements. Most scarring is caused by damage to the skin, such as scratches, abrasions, and puncture wounds. Depending upon the severity and location of the scar, it can significantly impact a victim’s ability to work and even perform routine tasks. Besides being a constant reminder of the traumatic injury, even the slightest alterations in a victim’s appearance can bring about overwhelming depression and emotional pain. Victims with scars in prominent places, such as the head, face, neck, or hands often struggle with terrible self-esteem and anxiety. 
Most of us know the frustration of maintaining a busy schedule and rushing to avoid being late for several commitments. However, it is crucial to keep in mind that speed limits are set in place to protect everyone on the road. Driving too fast not only endangers the life of you and your loved ones, but all others in the vicinity, including occupants of other vehicles, cyclists, and pedestrians. According to the National Highway Traffic Safety Administration (NHTSA), speeding has played a significant factor in roughly 33 percent of all fatal crashes for the past two decades. In 2019 alone, speeding took the lives of 9,478 victims. In some cases, your safety can be impacted by adhering to the speed limit. This occurs when the posted speed limit is too fast for the given road or conditions, such as during inclement weather, driving after dark, or driving on dilapidated roads. 
In the wake of an accident, it can take victims who have suffered from herniated or bulging discs weeks or even months before these injuries become problematic. Consequently, back and spinal cord injuries are regularly overlooked and undiagnosed. Unfortunately, failure to detect bulging discs can result in long-lasting pain and suffering. A herniated or bulging disc occurs when one of the rubbery cushions positioned in-between the bones that make up the spinal cord is shifted out of alignment. While any region of the spine can endure a herniated disc, this type of injury tends to arise in the lower back.
Approximately 40 million accident victims require medical treatment for an assortment of personal injuries each year. With numerous types of accident-related damages, some have the potential to drastically alter victims’ lives forever. Most personal injuries result from accidents involving another’s negligence. Unfortunately, negligence can cause innocent victims to suffer severe injuries, which lead to costly hospital bills, rehabilitation, pain and suffering, and lost wages from missing work. 
Crowded buses can easily weigh over 60,000 pounds, while the average car is barely 3,000 pounds. A size difference that lends to bus crashes being some of the most devastating accidents that take place on our roads. According to the Federal Motor Carrier Safety Administration (FMCSA), bus accidents resulted in over 260 fatalities in a single recent year alone.