Car accidents can have life-altering repercussions. For many survivors, the road to recovery is anything but straightforward. Even when physical injuries seem likely to heal, other wounds sometimes linger for far longer—making it difficult for victims to get a good night’s sleep, reclaim their self-esteem, or live a life unburdened by pain.
In New York, no-fault insurance policies ensure a baseline of medical benefits—benefits that can help drivers, and injured passengers, mitigate the costs of routine care. However, insurance settlements often fall short, with payments restricted by statute and subject to the terms of a motorist’s coverage. Companies are rarely, if ever, required to compensate survivors for pain and suffering.
A personal injury lawsuit, in contrast, provides an opportunity to recover a much wider range of economic and non-economic damages. Compensation for pain and suffering falls into the latter category, and typically consists of either, or both, of the following components: